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5 Key Benefits of Independent Financial Advisors
The right investment advisor does what's right for you.


SUNBRIDGE MANAGEMENT, INC., 
an independent financial advisor. 


Independent registered investment advisors (RIAs) are professional independent advisory firms that provide personalized financial advice to their clients, many of whom have complex financial needs.


Because these advisors are independent, they are not tied to any particular family of funds or investment products.

As fiduciaries, they are held to the highest standard of care-and are required to act in the best interests of their clients at all times.

They are registered with either the Securities and Exchange Commission or state securities regulators.1

Why does it matter if your advisor, Sunbridge Management, is independent?

Many independent advisory firms are owned by the individual advisors who run them, so they forge deep, personal relationships and have a strong sense of accountability to their clients.

As one of the fastest-growing areas within the financial services industry, independent advisors have increased their assets managed by more than 14% year over year since 2008, and this number is expected to grow another $1 trillion in the next two years (2015-2016) alone.2

Sunbridge Management, Inc has been an independent advisor since 1998, long recognizing the need to provide clear, transparent cost efficient advise to clients for clients.

1. Customized guidance based on your entire financial picture

Independent advisors are not tied to any particular  family of funds or investment products. So whether you need help with retirement planning, a tax situation, estate planning, or managing assets at multiple places, independent advisors have the freedom to choose from a wide range of investment options in order to tailor their advice based on what's best for you.

2
. A relationship that's responsive, attentive and personal

To offer advice closely aligned with your goals, independent advisors must first build a strong understanding of your situation. As a result, many independent advisors focus on building deep relationships with their clients. This often takes regular, ongoing interactions. And because many of these advisors are entrepreneurial business owners, they hold themselves personally accountable to their clients.

3
A fee structure that is simple and transparent

Independent advisors typically charge a fee based on a percentage of assets managed. This fee structure is simple, transparent, and easy to understand. It also gives your advisor an incentive to help grow your assets. When you succeed, your advisor succeeds.

4
A high level of expertise to support your complex financial needs

Independent advisors can help investors address the variety of complex investment needs that arise when you accumulate significant wealth. While specific services vary from firm to firm, they are often described as financial "quarterbacks" focused on your holistic financial picture. Some advisors are specialists in certain investment strategies. Others can assist you with comprehensive services, such as estate planning or borrowing, the sale of a business, complicated tax situations, trusts, and inter-generational wealth transfer.

5
Your money is held by an independent custodian, not the advisor firm

Independent advisors use independent custodians, like Charles Schwab and others, to hold and safeguard clients' assets. For many investors, this provides a reassuring
system of checks and balances-your money is not held by the same person who
advises you about how to invest it. Charles Schwab has provided custodial services
to independent financial advisors for over 25 years. We are proud to support over
7,000 of these firms and the important  work they do for their clients.




1
Registration does not imply a certain level of skill or training.
2 Charles Schwab Analytics, Insight & Loyalty, May 2014. Cerulli associates,company reports,Charles Schwab Strategy estimates.

This content is made available and managed by Charles Schwab & Co.,Inc. ("Schwab").The purpose of this information is to educate investors about working with an independent Registered Investment Advisor (RIA). The RIAs and their representatives use Schwab for custody, trading,and operationalsupport. Many independent RIAs and other financial services professionals receive compensation for services in a variety of ways. It is the responsibility of each investor to determine which method of compensation offers the lowest total costs and best serves the interests and needs of the investor.


©2016 Charles Schwab & Co.,Inc. All rights reserved. Member SIPC.   CC0511789 (0516-FDVC)   MKT91807-00 (06/16) 00166488
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IMPORTANT DISCLOSURES

Broadridge Investor Communication Solutions, Inc. does not provide investment, tax, or legal advice. The information presented here is not specific to any individual's personal circumstances.

To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances.

These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.

Securities and broker dealer services offered through Cadaret, Grant & Co., Inc. Member FINRA/SIPC.
Sunbridge Management, Inc. is a SEC Registered Investment Advisory firm.
Cadaret, Grant and Sunbridge Management are separate entities. 

This communication is strictly intended for individuals residing in the state(s) of CA, NY, PA and TX. No offers may be made or accepted from any resident outside the specific states referenced.


This communication is strictly intended for individuals residing in the state(s) of CA, NY, PA and TX. No offers may be made or accepted from any resident outside the specific states referenced.
 


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